A Real Options Approach to Housing Investment
Downing, Chris, and Nancy Wallace. Washington, DC: Board of Governors of the Federal Reserve System, 2000.

Credit Scoring and Mortgage Securitization: Implications for Mortgage Rates and Credit Availability
Heuson, Andrea, Wayne Passmore, and Roger Sparks. Washington, DC: Board of Governors of the Federal Reserve System, 2000.

Tarheel State Initiates Own Housing Tax Credit Program
McCloud, John. Affordable Housing Finance 8, 4 (2000): 62-64, 84.

The Effect of the Mortgage Interest Deduction on Mortgage Debt and Housing Demand
Merry, Ellen Alicia. Doctoral dissertation research grant (funded by HUD's Office of University Partnerships), 2001.

CDFIs Must Keep Pace with Innovations
Myers, William. The Neighborworks Journal 18, 1 (2000): 37-39.

CREDIT RISK AND MORTGAGE LENDING: Who Uses Subprime and Why?
Pennington-Cross, Anthony, Anthony Yezer, and Joseph Nichols. Working Paper No. 00-03. Arlington, VA: Research Institute for Housing America, 2000.

Saving Patterns in IDA Programs: Downpayments on the American Dream Policy Demonstration: A National Demonstration of Individual Development Accounts
Sherraden, Michael, Lissa Johnson, Margaret Clancy, Sondra Beverly, Mark Schreiner, Min Zhan, and Jami Curley. St. Louis, MO: Center for Social Development, Washington University, 2000.

Publications marked with an are available from HUD USER.