Table A.1: 1999 Subprime and Manufactured Home Lender List

OBS

IDD

MH

1998 Name

1

10000015033

1

ADVANTA NB

2

10000022559

1

FIRST UNION HOME EQUITY BK NA

3

122-2293022

1

THE MONEY STORE

4

122-2630964

1

CHAMPION MORTGAGE CO.

5

136-3706101

1

TCF CONSUMER FIN'L SVES,INC.

6

152-2113031

1

HOMEOWNERS LOAN CORP

7

156-1796719

1

NATIONSCREDIT FINANCIAL SVES

8

159-2645397

1

ALTEGRA CREDIT COMPANY

9

20000612618

1

PROVIDENT BK

10

20000765578

1

BANC ONE FINANCIAL SERVICES

11

20000860473

1

CITIFINANCIAL INC - OHIO

12

20000902270

1

CITIFINANCIAL SERVICES INC-PA

13

20001035698

1

CIT GROUP/CONSUMER FINANCE,INC

14

20001224906

1

PROVIDENT BK OF FL

15

20001999138

1

CIT GROUP/CONSUMER FINANCE,INC

16

20002032612

1

SECURITY MUTUAL FNCL SVC

17

20002041119

1

MBNA CONSUMER SVC

18

20002534303

1

MID AM FNCL SVC

19

20002601018

1

FIRST FRANKLIN FNCL CO

20

20002617242

1

WEST GA CREDIT SVC

21

20002661423

1

AMER MTG SOURCE

22

20002721701

1

CIT GROUP/CONSUMER FINANCE,INC

23

20002750242

1

CITIFINANCIAL SERVICES INC -MN

24

20002750532

1

CITIFINANCIAL INC - WV

25

20002751744

1

CITIFINANCIAL SERVICES INC UT

26

20002751762

1

CITIFINANCIAL INC - TENN.

27

20002751801

1

CITIFINANCIAL SERVICES INC-OH

28

20002751810

1

CITIFINANCIAL SERVICES INC-DEL

29

20002751847

1

CITIFINANCIAL SERVICES INC-MO

30

20002751913

1

CITIFINANCIAL OF VIRGINIA

31

20002751922

1

CITIFINANCIAL SERVICES INC-GA

32

20002751968

1

CITIFINANCIAL INC-SC

33

20002751986

1

CITIFINANCIAL INC - MD

34

20002751995

1

CITIFINANCIAL EQUITY SER. - OK

35

20002752013

1

CITIFINANCIAL SERVICES INC-KY

36

20002752022

1

CITIFINANCIAL INC-IOWA

37

20002752031

1

CITIFINANCIAL INC OF MISS.

38

20002752040

1

CITIFINANCIAL CORP. DELAWARE

39

20002752077

1

CITIFINANCIAL SERVICES INC-CA

40

20002752321

1

CITIFINANCIAL COMPANY

41

20002752684

1

CITIFINANCIAL CORP. COLORADO

42

20002817118

1

CITIFINANCIAL INC -TEXAS CORP

43

20002861287

1

CITIFINANCIAL MORTGAGE, DELAWA

44

20002861595

1

CITIFINANCIAL SERVICES INC-MA

45

30000020589

1

SANWA BK CA

46

30000025653

1

FREMONT INV & LOAN

47

30000025870

1

FINANCE & THRIFT CO

48

30000033535

1

ADVANTA BK CORP

49

325-1238830

1

PV FINANCIAL SERVICE, INC

50

339-1801203

1

GB HOME EQUITY

51

358-2043633

1

SFI FINANCIAL SRVS, INC. (GA)

52

358-2374513

1

BEST FINANCIAL SRVS. (ALABAMA)

53

362-1376832

1

SOUTHERN FINANCIAL INC

54

362-1460952

1

SOUTHERN FIN MORTGAGE INC.

55

362-1688241

1

FB FINANCIAL SERVICES

56

363-1121281

1

ACCEPTANCE LOAN CO.

57

364-0838616

1

HANCOCK MORTGAGE CORP

58

399-0001985

1

AVONDALE FSB

59

40000004592

1

OCWEN FEDERAL BANK FSB

60

40000006189

1

DOWNEY S & LA, F.A.

61

40000006194

1

HOUSEHOLD BANK, FSB

62

40000007645

1

WESTERN FINANCIAL BANK

63

40000007946

1

LIFE BANK

64

40000008051

1

BAY FINANCIAL SAVINGS BANK, F.

65

40000008566

1

SUPERIOR BANK FSB

66

40000008569

1

APPROVED FEDERAL SAVINGS BANK

67

40000012504

1

HOME LOAN AND INVESTMENT BANK,

68

40000014470

1

TRAVELERS BANK & TRUST, FSB

69

40341225701

1

CHARTER ONE CREDIT CORP

70

40364275816

1

AVONDALE FUNDING.COM

71

40582257419

1

NEWSOUTH FINANCIAL SERVICES

72

40650702871

1

OCWEN FINANCIAL SERVICES, INC.

73

40760539855

1

HS MORTGAGE ACCEPTANCE

74

70232433020

1

MOREQUITY, INC. (DE)

75

70232646780

1

AMERICAN BUSINESS FINANCIAL

76

70351925329

1

MOREQUITY, INC. (CA)

77

70458600405

1

WMC MORTGAGE CORP.

78

705-0402708

1

ADVANCED FINANCIAL SERVICES, I

79

705-0416938

1

SECURITY FUNDING CORP.

80

70510312284

1

MOREQUITY, INC. (NV)

81

70561720433

1

THE MONEY CENTRE, INC.

82

706-1104540

1

ASSOCIATES HOME EQUITY SERVICE

83

70861409991

1

METROPOLITAN MORTGAGE COMPANY

84

71003800004

1

LONG BEACH MORTGAGE COMPANY

85

71006200008

1

AMRESCO RESIDENTIAL MORTGAGE C

86

71014100002

1

FULL SPECTRUM LENDING, INC.

87

71025900004

1

LENDERS M.D., INC

88

71053700004

1

AMERICAN MONEY CENTERS INC.

89

71056300009

1

AMBASSADOR MORTGAGE, INC.

90

71061700007

1

TOWN & COUNTRY CREDIT CORP

91

71077300002

1

CAPSTONE MORTGAGE CORPORATION

92

71085800002

1

SPECIALTY MORTGAGE CORPORATION

93

71097300009

1

ACTIVA MORTGAGE CORP.

94

71097600001

1

MORTGAGE AMERICA (IMC), INC.

95

711-2815564

1

EHOMECREDIT CORP.

96

71113300001

1

UNION FUNDING USA, INC.

97

71118100001

1

MORTGAGE LENDERS NETWORK USA

98

71125400003

1

EQUIFIRST CORPORATION

99

71126000006

1

SEBRING CAPITAL CORPORATION

100

71140500009

1

FIDELITY MORTGAGE

101

71151600004

1

ACG FINANCIAL SERVICES IMC INC

102

71162000003

1

AMERICAN MORTGAGE REDUCTION

103

71189600005

1

EQUITY MORTGAGE COMPANY, IMC.

104

71215300008

1

EURO-FUNDING CORP.

105

71248200000

1

AMERUS HOME EQUITY, INC.

106

71250200008

1

MONEYONE, INC.

107

71254000001

1

WASHINGTON MORTGAGE COMPANY

108

71259600009

1

SOUTH STAR FUNDING, LLC

109

71272209999

1

MIDWEST FUNDING CORPORATION

110

71288100002

1

NORTHWOOD CREDIT INC.

111

71291700001

1

HEARTHSIDE LENDING CORP.

112

713-3237773

1

ADVANTA MORTGAGE CORP. - NE

113

71340900003

1

CAPITAL PLUS FINANCIAL

114

71345300006

1

THE PETKEWICH CORPORATION

115

71378600002

1

LOAN SAVINGS

116

71393600007

1

HOMEALLIANCE MORTGAGE COMPANY

117

71421000005

1

PRIMESOURCE FINANCIAL, L.L.C.

118

71512400000

1

NOVASTAR FINANCIAL

119

71515800003

1

THE LENDING GROUP, INC.

120

72179409992

1

DMR FINANCIAL SERVICES, INC.

121

722-3397885

1

AMERICAP FINANCIAL, INC.

122

723-2159309

1

ADVANTA MTG CORP MID ATLANTIC

123

723-2434974

1

ADVANTA MTG CORP. - MIDWEST

124

723-2532654

1

ADVANTA MORTGAGE CORP. USA

125

723-2681022

1

RESOURCE ONE CONSUMER DISCOUNT

126

723-2723382

1

ADVANTA CONDUIT SERVICES, INC.

127

723-2772890

1

RESIDENTIAL MONEY CENTERS, INC

128

723-2778991

1

ADVANTA FINANCE CORP

129

733-0515201

1

SOUTH SHORE MORTGAGE, INC.

130

733-0596889

1

QUALIFIED FINANCIAL SERVICES

131

733-0651685

1

PINNFUND, USA

132

733-0729914

1

ROYAL MORTGAGE PARTNERS LMT.

133

73453209991

1

HOMESTEAD FINANCIAL SERVICES

134

735-1152804

1

CFC MORTGAGE

135

735-1158886

1

ASSOCIATES FINANCIAL SERVICES

136

735-1781299

1

CAPITAL FINANCIAL SERVICES

137

738-3075078

1

FRANKLIN MORTGAGE FUNDING

138

75049400004

1

ANSON FINANCIAL, INC.

139

75062100002

1

FIRST FINANCIAL FUNDING GROUP

140

752-1681629

1

FEC MORTGAGE CORPORATION

141

75221409993

1

DIVERSIFIED MORTGAGE SERVICES

142

75535100002

1

METWEST MORTGAGE SERVICES, INC

143

756-1960744

1

DECISION ONE MORTGAGE COMPANY

144

756-1979460

1

MONEY AMERICA, INC

145

756-2023609

1

EQUIFIRST MORTGAGE CORPORATION

146

756-2031177

1

EMMCO, THE MORTGAGE SERVICE ST

147

756-2114785

1

EQUIFIRST MORTGAGE (MN)

148

757-0889694

1

HOMESENSE FINANCIAL CORP

149

757-1046687

1

HOMESENSE FIN. CORP. ORLANDO

150

757-1048268

1

HOMESENSE FIN. OF SAVANNAH

151

757-1053677

1

HOMESENSE FIN. OF BATON ROUGE

152

757-1053680

1

HOMESENSE FIN. OF LITTLE ROCK

153

757-1057007

1

HOMESENSE FINANCIAL CORP OF AL

154

759-3324910

1

HOMEGOLD INC.

155

759-3504854

1

PINNACLE DIRECT FUNDING CORP.

156

76465609998

1

AMERICAN CITY MORTGAGE CORP

157

76469509992

1

SOUTH PACIFIC FINANCIAL CORP

158

76485609994

1

WESTMARK MORTGAGE CORPORATION

159

77023300002

1

SEACOAST EQUITIES, INC.

160

77029800005

1

WORLD WIDE CREDIT CORPORATION

161

77042100008

1

DOLLAR MORTGAGE CORPORATION

162

77051800006

1

INTERBANK FUNDING GROUP

163

77056700003

1

CALIFORNIA LENDING GROUP

164

77059200001

1

PREFERRED FINANCAIL FUNDING, I

165

77062300004

1

BUDGET NATIONAL FINANCE COMPAN

166

77069000008

1

DELTA FUNDING CORPORATION

167

77075600006

1

NF INVESTMENTS, INC.

168

77092200000

1

CRESTLINE FUNDING CORPORATION

169

77132500005

1

FLAGSHIP CAPITAL

170

77134800007

1

REAL ESTATE MORTGAGE ACCEPTANC

171

77145700006

1

INTERSTATE HOME LOAN CENTER,IN

172

77152500000

1

PLATINUM CAPITAL GROUP

173

77177000002

1

MERITAGE MORTGAGE CORPORATION

174

77177900003

1

CHADWICK MORTGAGE, INC.

175

77185300006

1

ACCREDITED HOME LENDERS, INC.

176

77197000003

1

QUICKEN LOANS INC.

177

77230100005

1

HMC FUNDING

178

77261100005

1

UNICOR FUNDING, INC.

179

77269800002

1

MORTGAGE FUNDING

180

77308900005

1

LINEAR CAPITAL, INC.

181

77325600006

1

OAKTREE FUNDING CORPORATION

182

77325900004

1

PSP DIRECT

183

77346500008

1

DFS FINANCIAL SERVICES

184

77397300003

1

RESIDENTIAL MORTGAGE CORP IMC

185

77404800009

1

OCEAN WEST FUNDING

186

77431100008

1

OAKMONT MORTGAGE COMPANY

187

77434800003

1

UNITED COMPANIES LENDING CORPO

188

77466400007

1

FIRST NATIONAL SECURITY

189

775-2536023

1

KPG FINANCIAL, LTD

190

775-2570083

1

CENTEX CREDIT CORPORATION

191

77507300007

1

ALLIED MORTGAGE CAPITAL CORP

192

77511600000

1

CONTIMORTGAGE CORPORATION

193

77542800002

1

MLSG, INC.

194

77555300005

1

CIMARRON MORTGAGE COMPANY

195

77556300001

1

MIRAD FINANCIAL GROUP

196

77568500004

1

CUSTOM MORTGAGE, INC.

197

77604800006

1

OPTION ONE MORTGAGE CORPORATIO

198

77621700002

1

WORLD WIDE FINANCIAL SERVICES

199

77642300001

1

LIBERTY AMERICAN MORTGAGE

200

77646700017

1

PMCC MORTGAGE CORP.

201

77648500001

1

HOME MORTGAGE USA

202

77652800004

1

NATION ONE MORTGAGE COMPANY

203

77662200007

1

SOUND MORTGAGE CORPORATION

204

77673400003

1

INVESTAID CORPORATION

205

77696200007

1

IMC MORTGAGE COMPANY

206

77699600007

1

MORTGAGE.COM

207

77735800000

1

FIRST ALLIANCE MORTGAGE COMPAN

208

77756300009

1

AMERICAN EQUITY MORTGAGE, INC.

209

77756600001

1

AMERIQUEST MORTGAGE COMPANY

210

77770100005

1

BOMAC HOME MORTGAGE

211

77771600006

1

SHASTA FINANCIAL SERVICES, INC

212

77772900005

1

MORTGAGE PLUS EQUITY & LOAN

213

77775100007

1

MILA, INC.

214

77786700007

1

COLUMBIA MORTGAGE & FUNDING CO

215

77808400005

1

LEND-MOR MORTGAGE BANKERS CORP

216

77838600001

1

DITECH FUNDING CORPORATION

217

77840600009

1

BNC MORTGAGE, INC.

218

77851000008

1

VIKING MORTGAGE CORPORATION

219

77853200002

1

PARKWAY MORTGAGE

220

77859500003

1

UNITED COMPANIES FUNDING INCOR

221

77871200006

1

SUMMIT MORTGAGE CORPORATION

222

77875200001

1

FIRST GREENSBORO HOME EQUITY

223

77875900008

1

EQUIVANTAGE INC.

224

77885400001

1

COREWEST BANC

225

77892800004

1

FIELDSTONE MORTGAGE COMPANY

226

77900200006

1

NEW CENTURY MORTGAGE

227

77903500008

1

IMPERIAL HOME LOANS, INC.

228

77905300009

1

AMERICREDIT CORP OF CALIFORNIA

229

77942800007

1

TRANSAMERICA MORTGAGE COMPANY

230

77943800003

1

SAXON MORTGAGE

231

77952900006

1

TRANSLAND FINANCIAL SERVICES

232

77957300002

1

MARSHALL REDDER HOME MTG.

233

77958900004

1

YES CAPITAL FUNDING

234

77967200005

1

PORTFOLIO MORTGAGE COMPANY INC

235

77970400005

1

FIRST GOVERNMENT MORTGAGE

236

788-0379692

1

GOODRICH & PENNINGTON MORTGAGE

237

791-1872563

1

SEATTLE FUNDING GROUP, LTD.

238

795-2622032

1

AAMES FUNDING CORPORATION

239

795-2944875

1

FIRST ALLIANCE MORTGAGE COMPAN

240

795-4438859

1

AAMES CAPITAL CORPORATION

241

76456009990

1

MESA LOAN SERVICES, INC.

242

74893600009

1

FEDERAL MORTGAGE & INVESTMENT

243

77033900007

1

TITLE WEST MORTGAGE ,INC

244

77086400004

1

AMERICAN BENEFIT MORTGAGE, INC

245

70383170942

1

PROFESSIONAL LOAN BROKERS, INC

246

77407100001

1

FOOTHILL FUNDING GROUP

247

77187400002

1

NCS MORTGAGE SERVICES LLC

248

77260600007

1

AMERICAN FAMILY FINANCIAL SERV

249

736-3581221

1

HEARTLAND MTG. & REAL EST. SVC

250

736-3692035

1

HEARTLAND HOME FINANCE, INC.

251

76461609992

1

CLASSIC FINANCIAL CORPORATION

252

77204700004

1

PREFERRED CAPITAL GROUP

253

141-1775115

1

TCF REAL ESTATE FINANCIAL SVCS

254

138-1620418

1

FIRST NATIONAL ACCEPTANCE CO.

255

30000015960

1

GREENPOINT BK

256

40000003927

1

NORTH AMERICAN SB, FSB

257

76480209999

1

MASTER FINANCIAL, INC.

258

77107500004

1

CHERRY CREEK MORTGAGE CO., INC

259

77354400002

1

ENCORE MORTGAGE SERVICES, INC.

260

77365500008

1

UNITED MORTGAGE INVESTORS, INC

261

77464900009

1

EMC MORTGAGE CORPORATION

262

77516500000

1

PACIFIC SHORE FUNDING

263

77790000000

1

AIB MORTGAGE COMPANY

264

134-1831194

2

MOBILE CONSULTANTS INC

265

10000001122

2

CENTRAL NB

266

20001035401

2

CIT GROUP/SALES FINANCING DE

267

20002686305

2

CRESTPOINTE FINANCIAL CORP

268

30000025726

2

MURPHY BK

269

30000033792

2

ASSOCIATES CAP BK

270

30000034536

2

CONSECO BK

271

333-0862378

2

GREENPOINT CREDIT LLC

272

333-0875033

2

GREENPOINT CREDIT OF MS LLC

273

70383313951

2

MHFC, INC.

274

72294709990

2

CONSECO FINANCE SERVICING CORP

275

736-3423660

2

JOHN DEERE CREDIT MH RETAIL

276

74856500006

2

VANDERBILT MORTGAGE

277

754-1779092

2

DYNEX FINANCIAL, INC

278

756-1977469

2

DEUTSCHE FINANCIAL CAPITAL LLC

279

77162800002

2

21ST CENTURY MORTGAGE

280

775-2585326

2

COUNTRYPLACE MORTGAGE, LTD.

281

775-2731850

2

THE ASSOCIATES

282

77506600003

2

OAKWOOD ACCEPTANCE CORPORATION

283

10000002137

2

NATIONAL PENN BK

284

10000014569

2

SOUTHTRUST BK NA

285

192-0145407

2

NORTHLAND CREDIT CORPORATION

286

20000331647

2

BANK ONE MICHIGAN