Housing Finance Working Papers

From: HUD USER News
 
Two recent additions to the Housing Finance Working
Paper Series produced by HUD's Office of Policy
Development and Research will be of interest to the
housing finance community.
 
The first, Goal Performance and Characteristics of
Mortgages Purchased by Fannie Mae and Freddie Mac, 2001-
2005, analyzes how well the two major Government-
Sponsored Enterprises (GSEs) have performed in the
conventional secondary mortgage market to meet HUD's
Affordable Housing Goals. The paper (Working Paper No.
HF-017) also contains information on borrower, location,
and loan characteristics of single-family mortgages
purchased by the GSEs.
 
The second, The GSEs' Funding of Affordable Loans: A
2004-05 Update, compares the borrower and neighborhood
characteristics of single-family mortgages purchased by
Fannie Mae and Freddie Mac in recent years with the
characteristics of loans originated in the primary
market during the same period. This study (Working Paper
No. HF-018) documents recent improvements that Fannie
Mae and Freddie Mac have made in purchasing home loans
for lower-income families and their neighborhoods.
 
Both working papers are available as free downloads
at www.huduser.gov/portal/publications/hsgfin/workpapr.html.
 
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